Spain is one of the most romantic and captivating travel destinations in the world. From the crystal blue waters of Mallorca to the epic nightlife and restaurants of Barcelona, this Mediterranean nation won’t disappoint. Just remember, when you book your trip, planning a fun itinerary isn’t your only consideration. You should purchase travel insurance to protect your health and investment.

Many travelers think that relative safety and access to top medical facilities in their destination means they don’t have to buy travel insurance. They couldn’t be more wrong. You should know that most healthcare facilities abroad won’t accept your U.S. health insurance policy, which could force you to pay a hefty bill out of pocket.

Travel insurance with trip cancellation and delay coverage can also mean the difference between postponing your trip for another day, or losing your hard-earned vacation funds.

Here are some of the ways an Allianz Travel Insurance plan can help you on your next trip to Spain.

Medical Emergencies

You grab your snorkeling gear and head to El Puertito, A.K.A. Turtle Bay, located on the coast of Tenerife and home to five species of sea turtle. You spy a bale, or group of sea turtles, floating above a rocky reef. Excitedly, you swim toward them as fast as your flippers will take you. A sharp pain near your ribs stops you. 

You accidentally scraped your body against the coral. While this is a common snorkeling injury, the risk of infection is particularly high. You head to the island’s nearest hospital.

Ahead of such incidents, purchasing travel insurance with emergency medical benefits is essential. Allianz Global Assistance offers benefits for a range of budgets, some of which are critical in emergency situations. We can cover medically necessary emergency transportation to the nearest healthcare facility, and certain monetary losses due to covered emergencies.

Trip Cancellations and Interruptions

As a resident of one of the more wintery regions of the U.S., you are particularly excited about a transatlantic cruise to Spain and Portugal. Your plane to the port city is scheduled to arrive well before the ship pulls anchor but a severe, icy storm cancels the flight. The cruise leaves without you.

Or let’s say you’re taking a family trip to Spain with plans for lots of fun on the beaches of Ibiza, but two days before leaving, your school-age child comes down with the flu. The doctor recommends that she not travel, so you have to cancel the trip.

Travel insurance can be a life saver in these situations. Allianz Global Assistance offers annual and single-trip plans with trip cancellation and travel delay benefits, that can cover non-refundable expenses if your trip is canceled, delayed or interrupted for a covered reason.

Baggage Loss

You are beyond excited for a snorkeling trip in Spain’s gorgeous, azure waters. You’re an enthusiast for all things water sports, so you’ve packed and checked a bag with much of your own gear.

You head to the baggage claim after landing at Barcelona-El Prat Airport. After standing there long enough to see the carousel go around for the umpteenth time, you realize your luggage didn’t follow you. You’ll have to deal with the hassle of reporting the luggage as lost, and purchasing a new set of snorkeling gear for your trip.

Airlines are not required to reimburse the total value of lost luggage. For international flights, the maximum liability for lost, damaged or delayed bags is about $1,780. The maximum baggage liability for domestic flights is $3,800. In the event of covered baggage loss, your travel insurance plan with Baggage Loss benefits can reimburse you (less any available refunds) up to the maximum benefit listed in your plan documents.

Convenience

Many travel insurance plans include assistance services, which can help you deal with all kinds of travel emergencies. If you have an Allianz Travel Insurance plan, you have 24/7 access to expert coordinators via our hotline or the Allyz® TravelSmart app. We can make your trip smoother with services such as live translation, booking alternative accommodations and transportation if your travel plans are delayed, coordinating with your airline to retrieve lost baggage, and more.

Get a quote for travel protection for your next trip.

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